For Singapore F&B Businesses

Need Capital To Grow Your F&B Business?

Explore pre-approved business financing support of up to $500,000 for eligible F&B businesses. Approval in 48 hours and drawdown in 24 hours. Trusted by 1,000+ F&B businesses across Singapore.

Whether you're managing short-term cash flow, upgrading equipment, renovating your outlet, or expanding your business, KoomiX helps you access flexible financing designed around your growth needs.

  • Working capital Management

  • Equipment upgrades

  • Renovation & fit-out

  • New outlet expansion

Small business enquiry. No obligation.

For Singapore
F&B Businesses

Need Capital To Grow Your F&B Business?

Explore pre-approved business financing support of up to $500,000 for eligible F&B businesses. Approval in 48 hours and drawdown in 24 hours. Trusted by 1,000+ F&B businesses across Singapore.

Whether you're managing short-term cash flow, upgrading equipment, renovating your outlet, or expanding your business, KoomiX helps you access flexible financing designed around your growth needs.

  • Working capital Management

  • Equipment upgrades

  • Renovation & fit-out

  • New outlet expansion

Small business enquiry.
No obligation.

Built For Singapore F&B Businesses

Financing support up
to $500,000*

Built
specifically for
F&B businesses

Speak to

F&B financing
specialists

Simple
no-obligation
eligibility check

*Subject to eligibility assessment.

Tailored Financing for Every Stage of Your Journey

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What Can Financing Support?

F&B businesses often need funding at different stages of growth.

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Manage Cash Flow

Keep operations moving smoothly with support for supplier payments, payroll, rental and everyday business expenses.

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Upgrade Equipment

Invest in kitchen equipment, coffee machines, POS hardware or operational tools.

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Renovate Your Outlet

Refresh your space, improve workflows or enhance customer experience.

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Expand Your Business

Open a new outlet, launch a kiosk, or build a central kitchen with financing support designed to help you grow.

Tailored Financing for Every Stage of Your Journey

What Can Financing Support?

F&B businesses often need funding at different stages of growth.

Manage Cash Flow

Keep operations moving smoothly with support for supplier payments, payroll, rental and everyday business expenses.

Upgrade Equipmenth

Invest in kitchen equipment, coffee machines, POS hardware or operational tools.

Renovate Your Outlet

Refresh your space, improve workflows or enhance customer experience.

Expand Your Business

Open a new outlet, launch a kiosk, or build a central kitchen with financing support designed to help you grow.

Follow the current digital trends!

Give your customers the option to order from you and pay using their own phones.

  • Reduce reliance on manpower.

  • Restaurants with either Table Service or Quick Service can use QR solutions.

  • Ease of menu update.

What Is KoomiX?

KoomiX is Koomi’s embedded growth capital solution designed specifically for F&B businesses.

Beyond financing, KoomiX is built into Koomi’s software ecosystem that powers restaurants, cafés and growing F&B brands. Our team helps assess your business needs and guide you towards suitable growth financing pathways..

Potential financing support: Up to $500,000 Suitable for: Singapore F&B businesses Common uses: Working capital, equipment, renovation, expansion

Financing remains subject to eligibility assessment, approval and applicable terms and conditions.

What Is KoomiX?

KoomiX is Koomi’s embedded growth capital solution designed specifically for F&B businesses.

Beyond financing, KoomiX is built into Koomi’s software ecosystem that powers restaurants, cafés and growing F&B brands. Our team helps assess your business needs and guide you towards suitable growth financing pathways..

Potential financing support: Up to $500,000 Suitable for: Singapore F&B businesses Common uses: Working capital, equipment, renovation, expansion

Financing remains subject to eligibility assessment, approval and applicable terms and conditions.

How It Works

Check
Eligibility

Tell us about your business and financing needs.

Up To $500,000 Pre-Approved Funding

Eligible F&B businesses can access growth capital support.

Simple Documentation

Director CBS and business/POS data only.

Fast Access
To Capital

Approval in as fast as 48 hours, with drawdown in as fast as 24 hours.

How It Works

Check
Eligibility

Tell us about your business and financing needs.

Up To $500,000 Pre-Approved Funding

Eligible F&B businesses can access growth capital support.

Simple Documentation

Director CBS and business/POS data only.

Fast Access
To Capital

Approval in as fast as 48 hours, with drawdown in as fast as 24 hours.

Check Your
Eligibility

Fill in your details and a Koomi consultant will contact you.

Check Your
Eligibility

Fill in your details and a Koomi consultant will contact you.

KoomiPay makes it simple for you to set up and receive payments.

  • Automatic send payouts to partners and merchants. (Manual transfers, fixed schedule, automate with API)

  • Give your customers so many ways to pay

  • GrabFood Integrated

Follow the current digital trends!

Give your customers the option to order from you and pay using their own phones.

  • Reduce reliance on manpower.

  • Restaurants with either Table Service or Quick Service can use QR solutions.

  • Ease of menu update.

KoomiPay makes it simple for you to set up and receive payments.

  • Automatic send payouts to partners and merchants. (Manual transfers, fixed schedule, automate with API)

  • Give your customers so many ways to pay

  • GrabFood Integrated

Why F&B Businesses Choose Koomi

Koomi is built specifically for food and beverage businesses, with solutions designed around the realities of running and growing an F&B operation. Trusted by 1,000+ F&B businesses. From software and payments to growth capital, Koomi helps businesses operate more efficiently and scale with confidence.

F&B-Focused

Purpose-built for restaurants, cafés, kiosks, hawkers, central kitchens and growing F&B brands.

Growth Capital

Access growth capital designed to support working capital needs, expansion plans and business growth opportunities.

Growth Ecosystem

Access integrated solutions across operations, payments and future business growth.

Human Support

Get guidance from a team that understands the day-to-day realities of running an F&B business.

Why F&B Businesses Choose Koomi

Koomi is built specifically for food and beverage businesses, with solutions designed around the realities of running and growing an F&B operation. Trusted by 1,000+ F&B businesses. From software and payments to growth capital, Koomi helps businesses operate more efficiently and scale with confidence.

F&B-Focused

Purpose-built for restaurants, cafés, kiosks, hawkers, central kitchens and growing F&B brands.

Growth Capital

Access growth capital designed to support working capital needs, expansion plans and business growth opportunities.

Growth Ecosystem

Access integrated solutions across operations, payments and future business growth.

Human Support

Get guidance from a team that understands the day-to-day realities of running an F&B business.

Need To Strengthen Financing Readiness?

Businesses using Koomi’s POS and Payment solutions will benefit from a more streamlined financing assessment process through clearer transaction visibility and operational insights.

Need To Strengthen Financing Readiness?

Businesses using Koomi’s POS and Payment solutions will benefit from a more streamlined financing assessment process through clearer transaction visibility and operational insights.

Frequently Asked Questions

What businesses can enquire?

Singapore F&B businesses including cafés, restaurants, kiosks, hawkers, central kitchens and multi-outlet operators.

How much financing can I explore?

Eligible businesses may explore financing support of up to $500,000.

What can financing be used for?

Working capital, equipment purchases, renovations, expansion and other business needs.

How fast is the process?

Eligible businesses may receive approval in as fast as 48 hours, with drawdown available in as fast as 24 hours thereafter.

What documents are required?

Koomi aims to keep the process simple. Supporting documents may include Director CBS and business or POS transaction data for assessment purposes.

Do I need to use KoomiPay first?

KoomiPay is integrated with KoomiX to enable a simpler repayment experience through automatic repayments from business transaction flows. Our team will help guide you through the setup process where applicable.

I already use another payment system. Can I still enquire?

Yes. Our team will review your current setup and advise accordingly.

Why is KoomiX different from traditional financing?

KoomiX is built specifically for F&B businesses and integrated into Koomi's ecosystem of software, payments and growth solutions designed to support businesses as they operate and scale.

Is financing guaranteed?

No. While KoomiX is designed specifically for F&B businesses and may offer eligible Koomi users a more streamlined financing experience, all financing remains subject to eligibility assessment, approval and applicable terms and conditions.

Grow Your Business With KoomiX

Access up to $500,000 in growth capital built for F&B businesses and integrated into Koomi's ecosystem of software, payments and business solutions.

Grow Your Business With KoomiX

Access up to $500,000 in growth capital built for F&B businesses and integrated into Koomi's ecosystem of software, payments and business solutions.

Your partner for strategic growth in F&B.

Contact Us:

71 Ayer Rajah #04-23, Singapore 139951

Your partner for strategic growth in F&B.

Contact Us:

71 Ayer Rajah #04-23, Singapore 139951